Talk is cheap.

Armed conflict is costly. That’s where the original saying came from.

That’s why we talk before taking action. That’s why we plan. The action is expensive while the cost is cheap. Somehow, this saying was turned into a bad thing. Most likely because it is used in the political realm.

The reality is that talking is cheap, and so is planning. That’s why planning is important. If you don’t think out the details, the benefits, and the long-term ramifications, you may end up spending money you can’t get back.

It’s always worth doing some level of planning, but the level of specifics required can be lower or higher depending on how much is on the line. Use the low cost of talking to avoid the high cost of the wrong actions.